Privacy Policy

1) Information We Collect

A) Information you provide voluntarily

If you contact us (for example, via email or a contact form), you may provide information such as your name, email address, and the message content.
We use this information only to respond to your inquiry and maintain records of our correspondence.

B) Information collected automatically

Like many websites, we may automatically collect certain information when you access the Website, including:

• IP address (often used to approximate location at a city/region level)
• Device type, operating system, and browser type
• Pages viewed, time spent on pages, and referring/exit pages
• General site interaction data (e.g., clicks, scroll depth, basic performance metrics)
• Date/time of access and basic diagnostic logs

This data is typically collected through cookies, log files, and analytics tools and is used to improve site performance, security, and user experience.

2) Cookies and Similar Technologies

Cookies are small text files stored on your device. We use cookies and similar technologies (such as pixels and local storage) for purposes such as:

• Keeping the Website functioning properly
• Remembering user preferences (where applicable)
• Measuring traffic and understanding how visitors use the Website
• Delivering and measuring advertising

Your cookie choices

You can control cookies through your browser settings. You can delete cookies or set your browser to block cookies.
Please note that blocking cookies may impact some features or functionality of the Website.

3) Advertising (Google AdSense and Other Partners)

We may display ads served by Google AdSense and/or other advertising partners. These partners may use cookies and similar technologies
to serve ads, measure ad performance, and personalize advertising based on your interests.

Personalized advertising

Google and its partners may show personalized ads based on your visits to this Website and/or other websites. You can learn about Google’s advertising
practices and controls through Google’s ad settings and policies.

Third-party vendors

Third-party vendors may collect information about your visits to this Website and other sites to provide relevant ads.
We do not control these vendors’ technologies or how they use data; their use is governed by their own privacy policies.

If you are located in certain regions, you may see a consent banner or other options allowing you to manage cookie preferences for advertising and analytics.

4) Analytics

We may use analytics tools (such as Google Analytics or similar services) to understand how visitors use the Website.
Analytics tools may use cookies and collect information such as pages visited, time spent, device/browser data, and general location data.
This information helps us improve content quality, site navigation, and performance.

5) How We Use Information

We may use collected information to:

• Operate, maintain, and improve the Website
• Analyze traffic patterns and content performance
• Serve, personalize, and measure advertising
• Prevent fraud, abuse, and security incidents
• Respond to messages, support requests, or inquiries
• Comply with legal obligations

6) Sharing of Information

We do not sell your personal information. We may share information in limited circumstances, including:

• Service providers: vendors that support hosting, analytics, site performance, and email delivery (they process data under our instructions).
• Advertising partners: ad networks and measurement partners (as described above).
• Legal and security reasons: if required by law, legal process, or to protect rights, safety, and security.
• Business transfers: if we are involved in a merger, acquisition, or asset sale (you will be notified where legally required).

7) Data Retention

We retain information only as long as reasonably necessary for the purposes described in this Privacy Policy,
unless a longer retention period is required by law or needed for legitimate business purposes (such as security and fraud prevention).

8) Security

We use reasonable administrative, technical, and organizational measures to protect information.
However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

9) Children’s Privacy

This Website is not intended for children under the age of 13 (or the equivalent minimum age in your jurisdiction).
We do not knowingly collect personal information from children. If you believe a child has provided personal information,
please contact us so we can take appropriate steps.

10) International Visitors

If you access this Website from outside the country where our servers or service providers are located,
your information may be transferred and processed in other countries, which may have different data protection laws.
By using the Website, you consent to such transfer and processing where required.

11) Your Rights and Choices

Depending on your location, you may have certain privacy rights (such as the right to access, correct, delete, or restrict processing of your personal information).
To request action, contact us using the details below. We may need to verify your request before completing it.

Opt-out options (advertising and cookies)

• You can manage cookies via your browser settings.
• You can adjust ad personalization settings through Google’s ad controls (if applicable).
• If a cookie consent banner is shown, you can use it to manage your preferences.

12) Third-Party Links

Our Website may contain links to third-party websites (for example, insurance providers, references, or tools).
We are not responsible for the privacy practices of third parties. Please review their privacy policies before providing personal information.

13) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will revise the “Last updated” date at the top of the page when changes are made.
Your continued use of the Website after changes are posted constitutes acceptance of the updated policy.

14) Contact Us

If you have questions about this Privacy Policy, you can contact us at:

• Email: insurance.selebsquad@gmail.com
• Website: https://insurance.selebsquad.com